The Cost of Procrastination Free Retirement Guide It's never too soon to start preparing for retirement. But do you know what to look out for? Download our free ebook, "Retire Happy: A Simple Guide to Your Next Big Adventure." First Name Last Name Email Address Thank you! Oops! Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents What Our Kids Can Teach us About Saving Money Would you guess that Millennials are effectively saving for retirement? Well, they are. The Five Basics of Financial Literacy How literate are you when it comes to your finances? Brush up with these five basics. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.